Our products offer
To care for your health, and that of your family, it's essential to have a private medical plan. We have been providing South African families with affordable medical cover for over 40 years, and our plans are carefully structured to offer our members appropriate options at each stage of their lives.
Premium
You are young and active. You have no need for complicated day-to-day benefits. You don't suffer from ongoing chronic conditions. You simply want straightforward, affordable health care for your family, with effective cover for big events. Choose HealthPact Premium Hospital Plan for peace of mind.
HealthPact Premium Hospital Plan offers comprehensive hospital cover, and allows you to manage your day-to-day medical expenses independently.
Silver
You love your family and want to make sure that they are effectively covered for any unforeseen events. You would also like to know that you have a little money put aside for things like dental appointments, eye-tests, and over-the-counter medication. You need affordable health care for your family, with comprehensive hospital cover and day-to-day benefits. Choose HealthPact Silver for inclusive care.
HealthPact Silver offers comprehensive hospital cover, as well as a medical savings account for day-to-day expenses.
Select (Select will be replacing the Gold product from 1 January 2010)
You want the best of both worlds by having flexibility, great benefits and competitive pricing. This all adds up to another value for money option, enhanced by choice and peace of mind. You want effective cover for chronic conditions, and you want to be sure that the funds in your Day to Day pool of benefits will cover your day-to-day expenses, in addition to which your medical savings account will act as a backup once your Day to Day pool of benefits has been exhausted. Choose HealthPact Select for flexible and comprehensive care.
HealthPact Select offers comprehensive hospital cover, enhanced out-of-hospital benefits/Day to Day benefits at R4 800 per adult and R1 200 per child per annum. In addition to this you have a substantial medical savings account. The Day to Day benefits are combined and one member of the family can utilise the entire pool.