What are Prescribed Minimum Benefits

Prescribed Minimum Benefits (PMBs) are the minimum benefits that all medical schemes are legally required to cover. They were introduced by government into the Medical Schemes Act to ensure that all members of all medical schemes would always be covered in life-threatening situations.

A set of about 270 medical conditions, 25 chronic conditions, and all life threatening emergency medical events are classified as PMBs. Legally, all PMBs must be paid for from a member’s insured benefit.